Santa Barbara Real Estate

“Up To 6% Down Payment Assistants And Up To 97% Financing ”

Find Out If You Qualify for this program By Taking The Survey Below

As you may be aware conforming loan amounts in Santa Barbara County where raise this year to $729,000 and could only be good till the end of the year. They could go back down to the old conforming loan amount of $417,000 at the end of the year.  I am working with one of the national reputable lenders in town and they have giving me there preferred Realtor to use status, they have giving me this distinction because of the outstanding quality of service that I provide to my clients.    The first program that I can offer you is a no money down loan, "yes that is what I said"... Let me explain, We have a program that has down payment assistances from 3% to 6% and you don't have to pay the down payment back, and it does not mater how much you make to qualify for the down payment. You can also add your own money to the down payment if you choose. You do need to have a good FICO score and have the income to qualify for the loan. The really great thing about this program is the loan amount can be up to 97% of the sales price and it will be for a 30 year fixed loan at the current rate. The other unbelievable thing is there will be no second loan with high interest rates. All of this from a very well known national bank. I would highly suggest you take advantage of this program as soon as you can, who knows how long it could last. Once you lock-in then your in.    If you are a Buyer, the second program I can offer you if you choose to work with me is this... Because you are working with me and I have preferred Realtor status, I can lock-in your interest rate the day you start working with me and that will be good until we close your home. The great thing about this is if rates go up, it will be the least of your concern. You can plan your budget today knowing what your rate is.    If you are a Seller, the third program I have for you and again if you choose to work with me is this... If I am the listing agent I can lock-in and interest rate for the potential buyer of you home. Can you say that again... Yes you heard that right... If rates keep going up that will give us an edge on the market that only a few select few Realtors will have in there marketing strategy. This is huge...    If you are interested in the first program please take the survey to see if you qualify for a loan in your income level. There will be no information collected or transferred while taking this survey. To find out how much of a loan you qualify for, please choose your combined income level in the pull down window. -- Please select -- My Income is $45,00 to $56,000 My Income is $56,00 to $67,000 My Income is $67,00 to $78,000 My Income is $78,00 to $89,000 My Income is $89,00 to $100,000 My Income is $100,00 to $111,000 My Income is $111,00 to $123,000 My Income is $123,00 to $134,000 My Income is $134,00 to $145,000 My Income is $145,00 to $156,000 My Income is $156,00 to $162,000  What is you credit score? -- Please select -- My FICO score is less than 625... My FICO score is 625 or higher...

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